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Understanding How Workers’ Comp Works – Part 4

Sep 9, 2024 | Workers' Compensation

Navigating Through Workers’ Comp Claim Denials

Stumbling upon a denial notice after carefully filing a workers’ compensation claim can feel like an unexpected blow, undermining your path to recovery.

The reasons behind these denials vary, from disputes over the incident’s connection to the workplace to inadequate evidence of the injury’s severity.

Tackling a denial head-on means understanding its premise, initiating decisive steps to contest the decision, and familiarizing yourself with the intricacies of the appeals process.

Each stage requires strategic action and keen awareness of legal protocols, ensuring your right to compensation remains at the forefront of your journey towards justice and healing.  If this sounds overwhelming, it usually is for non-attorneys.  Our experienced workers’ comp lawyers in Lancaster County, PA, are here to help.

Common Reasons for Claim Denials

Encountering a denial in your workers’ compensation claim can be a significant hurdle. It is often rooted in issues such as the claim being filed late or discrepancies regarding whether the injury is work-related. A denial might stem from insufficient medical documentation proving the injury’s severity or contested views about the accident’s circumstances.

Employers or insurance carriers may deny coverage if they decide that the injury falls outside of coverage parameters, perhaps deeming it a pre-existing condition or not severe enough to warrant compensation benefits. Gathering compelling evidence and preparing for an assertive appeal process is extremely important to counter such denials effectively.

Steps to Take After Receiving a Denial

Responding promptly and precisely is critical if your workers’ compensation claim culminates in denial. First, review the Notice of Workers’ Compensation Denial to understand the rationale, and then check if a simple resubmission might correct any oversights or incomplete information. Contacting a skilled workers’ compensation attorney in Lancaster County, PA, for advice can offer clarity and bolster your chances of overturning the denial.

Embarking on the appeal requires meeting strict deadlines, so mark your calendar to ensure no critical dates slip by. When a Denial is issued, the Employee’s primary recourse is to file a Workers’ Compensation Claim Petition, effectively launching your dissent against the denial. This process will ultimately result in the Matter being brought before a Pennsylvania Workers’ Compensation Judge for further review and evidence-gathering.

The Appeal Process Explained

The appeal process for a workers’ compensation claim denial is a structured sequence in which the worker presents their case before an administrative law judge or a board panel. At this juncture, both the employee and the employer can offer evidence, bring forth witnesses, and argue the case from their perspective. The judge is tasked with weighing the merits objectively and issuing a ruling.

Should the initial appeal not yield a favorable outcome, the worker can challenge the decision through successive levels of review, potentially up to the Pennsylvania Supreme Court. Throughout these stages, the presence of a seasoned workers’ compensation attorney can be pivotal, ensuring that the appeals are presented with compelling legal grounding and that the worker’s rights are tenaciously defended.

Click here to read part 1.

Click here to read part 2.

Click here to read part 3.

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