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If you are injured in a car accident while on the job, is your injury covered under workers’ compensation? The answer depends on the circumstances.
So when are car accidents covered by workers’ compensation, and when are they not? Here is what you should know and what steps to take after an accident.
Car Accidents Can Result in Serious Injuries
Car accidents are one of the leading causes of injuries in the United States. Common injuries include:
- Whiplash
- Cuts and bruises
- Broken bones
- Concussions
In general, a car accident may be covered by workers’ compensation if it occurs while an employee is performing work-related duties. This may include driving between job sites, making deliveries, running work-related errands, or traveling for the employer.
There are exceptions. A crash that happens during a normal commute to or from work may not be covered. Coverage can also become more complicated if the employee was engaged in conduct outside the scope of employment.
If you are injured in a car accident while working, seek medical attention as soon as possible. Tell your medical provider that the injury happened while you were performing job duties so the medical record clearly reflects how the accident occurred.
You should also report the accident and your injuries to your employer promptly. Early reporting can be important when pursuing a workers’ compensation claim.
If your claim is accepted, you may be eligible for workers’ compensation benefits related to medical treatment and lost wages.
Work-related vehicle accidents can become more complicated when another driver caused the crash. In some cases, an injured employee may have both a workers’ compensation claim and a separate claim against the at-fault driver.
If you were injured in a work-related vehicle accident, a Pennsylvania workers’ compensation attorney can help you understand your rights, identify available benefits, and determine whether another claim may also apply.
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